Workers Comp Insurance For Staffing Companies

Workers Comp Insurance for Staffing Agencies – Save 30-40%

Specialist workers comp for staffing agencies and temp companies in all 50 states. Compare top carriers, fix class codes and get pay-as-you-go plans with no large down payment.

    Experienced Specialists

    Smarter Quotes

    Stronger Relationships

    Better Choices

    Workers Comp Insurance for Staffing Agencies, Made Simple

    Workers comp for staffing agencies is harder to buy than almost any other line. Your temporary employees work at client sites you don’t control, across many job types and often in several states. Each placement carries its own NCCI class code, and one misclassified account can raise your premium or trigger a costly audit bill.

    That is why many carriers decline staffing agencies or quote them at the highest rates. We do the opposite. Workers comp insurance for staffing agencies is our only focus, and we work with carriers that actively write temporary staffing, light industrial, clerical, healthcare and skilled-trades staffing firms.

    When you apply, we review every class code on your policy, shop your account with multiple carriers at once, offer pay-as-you-go workers comp billed on real payroll, and stay with you after binding for certificates, audits, claims and renewals. That is how staffing agencies that switch to us typically save 30-40% on their workers compensation premium.

    STATE LIST

    Workers Comp for Staffing Agencies by State​

    Workers compensation rules, rates and class codes change from state to state. Pick your state to see local requirements and carriers that write staffing agencies there. Operating in more than one state? We can place multi-state coverage on a single policy.

    WHAT WE OFFER

    OUR SERVICES

    Call NOW and save 30-40% off your workers compensation insurance premium for your staffing agency.

     Startups and companies with less than three years of loss history

    Request Insurance Certificate

    Need a COI for a new client? Send us the details and we issue certificates fast, so your workers can start on time.

    Report a Claim

    Report a workplace injury quickly and we guide you and your employee through each step until the claim is closed.

    Request Loss Runs

    Get your current loss run reports from your carrier to shop renewals or answer client and underwriter requests.

    Make a Payment

    Pay your premium online securely, or set up monthly and pay-as-you-go billing linked to your payroll.

    Staff Directory

    Find the right account manager, claims contact or licensed agent for your question.

    Safety Services

    Job-site risk reviews, safety training and return-to-work programs that lower claims and your experience mod.

    BENEFITS

    Workers Comp Solutions for Every Staffing Agency Situation

    If you are experiencing any of these challenges with your workers’ comp coverage, call us now and get them solved!

    The Pay-As-You-Go Workers’ Compensation Program for Staffing Agencies

    PEO- Professional Employer Organization for Staffing Agencies

    High Workers’ Compensation Experience Modification for Staffing Agencies

    New Business Venture Workers’ Compensation for Staffing Agencies

    Lapse in Coverage Workers’ Compensation for Staffing Agencies

    Multi-State Workers’ Compensation for Staffing Agencies

    Non-renewed by the Carrier Workers’ Compensation

    Previous Losses Workers’ Compensation for Staffing Agencies

    Programs

    Workers Comp for Temp Agencies in Every Industry

    Rates depend on the work your temporary employees do. We have carrier programs for everything from low-risk clerical staffing to high-hazard industrial placements.

    Trucking & Package Delivery

    Receive great workers compensation rates for both short- and long-haul drivers.

    Home Health Care

    Find more Pay As You Go options that are more affordable for home health agencies.

    Workers Comp Insurance For Staffing Companies

    Janitorial Services

    Save up to 30% on janitors' and environmental services' workers compensation.

    Guide for insurance

    A Quick Guide For Workers Comp For Staffing Agencies

    Why Choose us?

    Take advantage of outstanding service and a more competitive renewal procedure.

    Fast Certificates of Insurance

    Obtain proof of coverage, or certificates of insurance, as needed to resume your job.

    Easy Policy Changes

    When you have questions about your coverage or policy endorsements, we are available to assist you.

    More Knowledgeable Advice

    Get objective assistance with employee claims, work-related injuries, yearly audits, and new state regulations.

    Fair-Minded Insurance Renewals

    Avoid allowing the price of your insurance to increase yearly. We maintain the insurance company's integrity.

    Customer perks include:

    1. Pay-as-you-go avoid a large down payment 2. No annual workers' comp audit 3. Comprehensive risk management program to reduce claim risk 4. Friendly, responsive service

    Startups and companies with less than three years of loss history

    • Companies with gaps in coverage • Small companies

    best insurance

    Why Staffing Agencies Choose Us for Workers Comp

    Workers Comp Insurance For Staffing Companies

    No Money Down

    Our nationwide pay-as-you-go workers comp program bills premium on real payroll, cutting startup costs and improving your cash flow.

    Workers Comp Insurance For Staffing Companies

    Tough Class Codes

    We work with carriers that specialize in high-hazard NCCI class codes and staffing agencies with higher experience mod rates.

    Workers Comp Insurance For Staffing Companies

    Easy Payment Plans

    Choose monthly self-reporting or 12 equal installments instead of paying one large annual premium upfront.  

    Workers Comp Insurance For Staffing Companies

    Quick & Accurate

    Your quote reflects your real class codes, payroll and limits, so there are no surprises at your year-end audit.  

    Method

    How to Get Workers Comp for Your Staffing Agency

    Workers Comp Insurance For Staffing Companies

    How Do I Get Started?

    Here's what we need from you

    • Business details, locations, FEIN or SSN
    • Estimated annual payroll and job duties- class codes
    • Claims info or loss history- if applicable
    Workers Comp Insurance For Staffing Companies

    What Happens Next?

    We go find for your best price

    • Our software matches you with top-rated carriers
    • Our agents apply and negotiate your lowest rates
    • We present and recommend your best options

    FAQ

    Workers Comp for Staffing Agencies: Common Questions

    What is workers comp insurance for staffing agencies?

    Workers compensation insurance pays for medical care and part of lost wages when an employee is hurt on the job. For a staffing agency it covers the temporary and contract workers you place at client sites, as well as your internal staff.

    Who pays workers comp for temporary workers – the staffing agency or the client?

    In most arrangements the staffing agency is the employer of record, so it carries the workers comp policy. Your client contracts and state law can change this, and most clients will ask for a certificate of insurance before workers start.

    How much does workers comp cost for a staffing agency?

    There is no single price. Premiums depend on your payroll, the class codes of the jobs you staff, your experience modification rate, claims history and the states where you operate. Comparing quotes from several carriers is the best way to find the lowest rate.

    What is pay-as-you-go workers comp?

    With pay-as-you-go, your premium is calculated from your actual payroll each pay period instead of an estimate paid upfront. That means a smaller deposit and fewer surprises at the year-end audit. Learn more

    Can you help if my agency has a high mod, past losses or a lapse in coverage?

    Yes. We work with staffing agencies that have a high experience mod, previous losses, a lapse in coverage or a non-renewal from their carrier, and help them find carriers that will write the policy. Learn more

    What information do I need to get a quote?

    Have your business details and locations, FEIN, estimated annual payroll by job type, a description of the job duties you staff, and your recent loss runs. With these ready, an agent can compare carriers and come back with options quickly.

    Insurance QUOTES

    Real Agents, Fast Workers Comp Quotes for Staffing Agencies

    Many websites advertise instant online workers comp quotes. Staffing agencies need more than that. Our licensed agents understand staffing class codes, client contracts, experience mods, audits and state rules, and we use that knowledge to get you accurate quotes from carriers that want your business. Call us or start your online quote request today. 

    Workers Compensation Info

    • What is Workers Compensation?
    • Workers Compensation Class Codes
    • Experience Modification Rates
    • How Much Does Workers Comp Cost?
    • Workers Compensation by State

    Workers Comp Programs

    • Best Selling Workers Comp Programs
    • Pay As You Go Insurance
    • Self Monthly Workers’ Comp Reporting
    • The Hartford Workers Compensation
    • Multi-State Workers Comp Coverage

    Employer Resources

    • Workers Compensation Rates
    • Rules for Workers’ Comp
    • Frequently Asked Questions
    • Find a Workers Comp Form
    • Get Workers Compensation Quotes

    Customer Service

    • Certificate of Insurance
    • Make a Payment
    • Report a Claim
    • Workers Compensation Insurance Audits
    • Staff Directory

    National Broker Services

    • Insurance Agents
    • Payroll Service Companies
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