Workers Comp Insurance for Staffing Agencies – Save 30-40%
Specialist workers comp for staffing agencies and temp companies in all 50 states. Compare top carriers, fix class codes and get pay-as-you-go plans with no large down payment.
Experienced Specialists
Smarter Quotes
Stronger Relationships
Better Choices
Workers Comp Insurance for Staffing Agencies, Made Simple
Workers comp for staffing agencies is harder to buy than almost any other line. Your temporary employees work at client sites you don’t control, across many job types and often in several states. Each placement carries its own NCCI class code, and one misclassified account can raise your premium or trigger a costly audit bill.
That is why many carriers decline staffing agencies or quote them at the highest rates. We do the opposite. Workers comp insurance for staffing agencies is our only focus, and we work with carriers that actively write temporary staffing, light industrial, clerical, healthcare and skilled-trades staffing firms.
When you apply, we review every class code on your policy, shop your account with multiple carriers at once, offer pay-as-you-go workers comp billed on real payroll, and stay with you after binding for certificates, audits, claims and renewals. That is how staffing agencies that switch to us typically save 30-40% on their workers compensation premium.
STATE LIST
Workers Comp for Staffing Agencies by State
Workers compensation rules, rates and class codes change from state to state. Pick your state to see local requirements and carriers that write staffing agencies there. Operating in more than one state? We can place multi-state coverage on a single policy.
WHAT WE OFFER
OUR SERVICES
Call NOW and save 30-40% off your workers compensation insurance premium for your staffing agency.
Startups and companies with less than three years of loss history
Request Insurance Certificate
Need a COI for a new client? Send us the details and we issue certificates fast, so your workers can start on time.
Report a Claim
Report a workplace injury quickly and we guide you and your employee through each step until the claim is closed.
Request Loss Runs
Get your current loss run reports from your carrier to shop renewals or answer client and underwriter requests.
Make a Payment
Pay your premium online securely, or set up monthly and pay-as-you-go billing linked to your payroll.
Staff Directory
Find the right account manager, claims contact or licensed agent for your question.
Safety Services
Job-site risk reviews, safety training and return-to-work programs that lower claims and your experience mod.
BENEFITS
Workers Comp Solutions for Every Staffing Agency Situation
If you are experiencing any of these challenges with your workers’ comp coverage, call us now and get them solved!
The Pay-As-You-Go Workers’ Compensation Program for Staffing Agencies
PEO- Professional Employer Organization for Staffing Agencies
High Workers’ Compensation Experience Modification for Staffing Agencies
New Business Venture Workers’ Compensation for Staffing Agencies
Lapse in Coverage Workers’ Compensation for Staffing Agencies
Multi-State Workers’ Compensation for Staffing Agencies
Non-renewed by the Carrier Workers’ Compensation
Previous Losses Workers’ Compensation for Staffing Agencies
Programs
Workers Comp for Temp Agencies in Every Industry
Rates depend on the work your temporary employees do. We have carrier programs for everything from low-risk clerical staffing to high-hazard industrial placements.
Janitorial Services
Save up to 30% on janitors' and environmental services' workers compensation.
Guide for insurance
A Quick Guide For Workers Comp For Staffing Agencies
Why Choose us?
Take advantage of outstanding service and a more competitive renewal procedure.
Fast Certificates of Insurance
Easy Policy Changes
More Knowledgeable Advice
Fair-Minded Insurance Renewals
Customer perks include:
Startups and companies with less than three years of loss history
best insurance
Why Staffing Agencies Choose Us for Workers Comp

No Money Down
Our nationwide pay-as-you-go workers comp program bills premium on real payroll, cutting startup costs and improving your cash flow.
Tough Class Codes
We work with carriers that specialize in high-hazard NCCI class codes and staffing agencies with higher experience mod rates.

Easy Payment Plans
Choose monthly self-reporting or 12 equal installments instead of paying one large annual premium upfront.

Quick & Accurate
Your quote reflects your real class codes, payroll and limits, so there are no surprises at your year-end audit.
Method
How to Get Workers Comp for Your Staffing Agency

How Do I Get Started?
Here's what we need from you
- Business details, locations, FEIN or SSN
- Estimated annual payroll and job duties- class codes
- Claims info or loss history- if applicable

What Happens Next?
We go find for your best price
- Our software matches you with top-rated carriers
- Our agents apply and negotiate your lowest rates
- We present and recommend your best options
FAQ
Workers Comp for Staffing Agencies: Common Questions
What is workers comp insurance for staffing agencies?
Workers compensation insurance pays for medical care and part of lost wages when an employee is hurt on the job. For a staffing agency it covers the temporary and contract workers you place at client sites, as well as your internal staff.
Who pays workers comp for temporary workers – the staffing agency or the client?
In most arrangements the staffing agency is the employer of record, so it carries the workers comp policy. Your client contracts and state law can change this, and most clients will ask for a certificate of insurance before workers start.
How much does workers comp cost for a staffing agency?
There is no single price. Premiums depend on your payroll, the class codes of the jobs you staff, your experience modification rate, claims history and the states where you operate. Comparing quotes from several carriers is the best way to find the lowest rate.
What is pay-as-you-go workers comp?
With pay-as-you-go, your premium is calculated from your actual payroll each pay period instead of an estimate paid upfront. That means a smaller deposit and fewer surprises at the year-end audit. Learn more
Can you help if my agency has a high mod, past losses or a lapse in coverage?
Yes. We work with staffing agencies that have a high experience mod, previous losses, a lapse in coverage or a non-renewal from their carrier, and help them find carriers that will write the policy. Learn more
What information do I need to get a quote?
Have your business details and locations, FEIN, estimated annual payroll by job type, a description of the job duties you staff, and your recent loss runs. With these ready, an agent can compare carriers and come back with options quickly.
Insurance QUOTES
Real Agents, Fast Workers Comp Quotes for Staffing Agencies
Many websites advertise instant online workers comp quotes. Staffing agencies need more than that. Our licensed agents understand staffing class codes, client contracts, experience mods, audits and state rules, and we use that knowledge to get you accurate quotes from carriers that want your business. Call us or start your online quote request today.
Workers Compensation Info
- What is Workers Compensation?
- Workers Compensation Class Codes
- Experience Modification Rates
- How Much Does Workers Comp Cost?
- Workers Compensation by State
Workers Comp Programs
- Best Selling Workers Comp Programs
- Pay As You Go Insurance
- Self Monthly Workers’ Comp Reporting
- The Hartford Workers Compensation
- Multi-State Workers Comp Coverage
Employer Resources
- Workers Compensation Rates
- Rules for Workers’ Comp
- Frequently Asked Questions
- Find a Workers Comp Form
- Get Workers Compensation Quotes
Customer Service
- Certificate of Insurance
- Make a Payment
- Report a Claim
- Workers Compensation Insurance Audits
- Staff Directory
National Broker Services
- Insurance Agents
- Payroll Service Companies